Live margin on every job. Stop finding out at year end.
MarginPal compares what you quoted to what's really happening — every receipt, every invoice, every job. Five KPIs, a budget-health traffic light, and AI that flags drift the day it starts. The next quote comes from data, not a hunch.
Every job tells you if it made money.
MarginPal seeds every job with your quoted numbers, then tracks expenses and invoices as they land. You see the five numbers that matter — Revenue, Est. Cost, Actual Cost, Profit, Margin — with a budget-health traffic light and live AI notes that re-run within minutes of every receipt or invoice you upload.
See your numbersYou'll beat quoted margin by £340
Actuals are running 6% ahead of estimate. Consider pricing similar jobs 8% higher.
Materials at 87% of budget on Job #151
You're three days in with most of the timber already used. Check the spec before ordering more.
One invoice outstanding · £1,620
Mrs Ellis accepted two weeks ago. A follow-up nudge usually gets paid within five days.
It learns your business. Then it tells you stuff you didn't know.
MarginPal's AI is trained on your jobs, your suppliers, your customers, your pricing. The more receipts, invoices and quotes you feed it, the more specific the advice gets.
- Week 1
Getting to know you
Your margin is running at 58% — strong for the trade.
Generic advice, but accurate. The AI is still learning what "normal" looks like for you.
- Month 1
Patterns appearing
Your bathroom jobs run 22% above estimate. Worth raising those quotes.
It now sees what you specifically do well — and where you under-quote.
- Month 3+
It knows your business
Your Friday quotes are 6% under what you charge mid-week. Wickes is 14% pricier than Selco for sealants on similar jobs.
Specific suppliers, specific patterns, specific customers. Yours, not generic.
All learning is per-account — your data shapes your insights only. We don't train on your numbers to advise other tradies.
Everything margin tracking should do, on every job.
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Five KPIs on every job
Revenue, Estimated Cost, Actual Cost, Profit, Margin %. Updated as receipts and invoices land. No spreadsheet, no end-of-month tally.
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Budget-health badge — live
On Track means under 80% of estimated cost. At Risk is 80–100%. Over Budget is past 100%. The badge updates with every receipt, so drift is visible the day it starts.
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AI insights in plain English
On the Business tier: 'You'll beat quoted margin by £340.' 'Materials at 87% with three days to go.' Real notes about real jobs, refreshed within minutes of every receipt or invoice you upload.
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Personal AI that learns your business
Your data shapes your insights. By month 3 the AI knows your suppliers, your typical patterns, your customers — so the advice is specific to you, not industry-generic.
Fair, flat pricing. Scans that scale with you.
AI receipt scanning and live quoted-vs-actual tracking on every tier. AI margin insights unlock on Business. Need more scans? Pay only for what you use.
Solo
For sole traders getting organised.
- Up to 3 members
- Manual quote management
- AI receipt scanning
- Quoted vs actual tracking
Pro
Everything a one-van operation needs.
- Up to 10 members
- Branded quote PDFs
- Send quotes by email
- Customer accept/decline
- AI receipt scanning
- Quoted vs actual tracking
Business
For small crews running multiple jobs.
- Up to 20 members
- Branded quote PDFs
- Send quotes by email
- Customer accept/decline
- AI receipt scanning
- Quoted vs actual tracking
- AI margin insights
- Priority support
Prices include 20% UK VAT. Cancel anytime.
Straight answers.
Who is MarginPal for?
UK-based tradespeople — electricians, plumbers, builders, tilers, handypeople, and small crews — who quote customers, run jobs, and want to know if they actually made money on each one.
What's the difference between quoted and actual?
When you quote a job, you estimate what it'll earn (Quoted Revenue) and what it'll cost you (Estimated Cost). When the job runs, invoices build up your Actual Revenue and receipts build up your Actual Cost. MarginPal shows both side by side, live, so you spot drift before it hits your margin.
How does the AI receipt and invoice scanning work?
Snap a photo of any receipt or invoice. Our OCR reads every line item and figures out VAT. Receipts roll into the job's Actual Cost; invoices roll into Actual Revenue. If the AI isn't sure about a field, it flags a confidence score so you can tap to confirm — no typing.
What are AI insights?
Each job gets natural-language notes — grouped by margin, cost, revenue, and scheduling. The AI re-runs within minutes of every receipt or invoice you upload, so the advice reflects what just happened. Things like "materials are at 87% of budget with three days to go" or "you'll beat quoted margin by £340." Useful, not dashboardy.
Does it integrate with Xero, FreeAgent, or QuickBooks?
Direct integrations with Xero, FreeAgent and QuickBooks are coming in 2026 — that's the next big push on the roadmap. In the meantime every receipt and invoice is categorised and attached to its job, so the data's organised and ready when integrations land.
Is my data safe?
Your data is encrypted in transit and at rest, stored in the UK, and never sold or shared. We only use it to run the app and to make your own insights smarter — we don't train cross-customer models on your numbers.
Will it work on site with no signal?
Yes. The mobile app works offline — snap receipts and log jobs anywhere, and it syncs when you're back online.
Do I need an accountant too?
MarginPal doesn't replace your accountant — it makes their job (and your bill) smaller. Every receipt and invoice is categorised and attached to its job, so when year-end comes round the financial picture is organised rather than a shoebox of receipts and a folder of invoices.
Is there a free trial?
Yes — the Pro plan comes with a 7-day free trial so you can see the full quoting and job flow before paying. Solo and Business don't include a trial, but you can cancel either in one tap.
What happens if I go over my receipt scans?
You don't get cut off. MarginPal just charges a small overage per extra scan — £0.20 on Solo, £0.15 on Pro, £0.10 on Business. No surprises, all shown in the app before the month ends.
Can I cancel anytime?
Yes, no contract, no questions. Cancel with a tap and you keep access through to the end of your current billing month.
Ready to see what your jobs really earn?
Quote, track, and compare — all in one app. 7-day free trial on Pro, set up in the time it takes to boil the kettle.